Rates

Loan Type

Term

Rate Range

New Auto
84 Months 3.75% – 11.20% APR*
72 Months 2.50% – 13.25%APR*
60 Months 2.30% – 16.30% APR*
48 Months 2.10% – 16.10% APR*
36 Months 1.90% – 15.90% APR*
24 Months 1.55% – 15.55% APR*
Used Auto
84 Months 3.75% – 11.20% APR*
72 Months 2.50% – 13.25%APR*
60 Months 2.30% – 16.30% APR*
48 Months 2.10% – 16.10% APR*
36 Months 1.90% – 15.90% APR*
24 Months 1.55% – 15.55% APR*
New & Used RV, or Boats
180 Months 6.25%-10.75% APR*
144 Months 6.00%-9.75% APR*
120 Months 5.75%-9.50% APR*
96 Months 5.25%-9.25% APR*
 72 Months 5.25%-9.25% APR*
60 Months 4.50%-9.00% APR*
36 Months 4.00%-8.50% APR*
Motorcycles
72 Months 6.25%-10.00% APR*
60 Months 5.75%-9.75% APR*
 48 Months 5.50%-9.50% APR*
***Please call for maximum amount to terms***
Add 1% without cash or trade equity of 10% or more. ALSO add .50% without Auto Pay.
Home Performance
60 Months 7.50% APR*
Line of Credit
36 Months 8.95% – 17.95% APR*
Signature
36 Months 8.95% – 17.95% APR*
*This rate represents a loan set up with an automatic payment. If you stop this payment method .50% will be added back to your rate. All vehicles 2008-2013 .75% will be added. All vehicles 2007 and older 4.95% will be added to auto rate Any vehicles with LTV of 121%+ add additional 3%, Any vehicle with LTV of 111-120% add 2%. Any vehicle with LTV of 101-110% add .50% Special Rates for autos below 90% LTV **Boats and RVs over 26 ft and/or84 see fixed mortgage rates.  Rates are subject to change under Home Performance Loan based on member history, and terms of loan.

Share Savings

Dividend Code

Dividend Rate

APY**

Shares (Minimum daily balance$1.00 – $100.00) 1 0.00 0.00
Shares (Minimum daily balance $100.01 – $1,499.99) 1 0.05 0.05
Shares (Minimum daily balance $1,500.00 – $4,900.99) 1 0.10 0.10
Shares (Minimum daily balance $5,000.00 – $14,999.99) 1 0.20 0.20
Shares (Minimum daily balance $15,000.00 and higher) 1 0.25 0.25
Rates are subject to change.
**APY = Annual Percentage Yield effective: 4/25/2013

Money Market

Dividend Code

Dividend Rate

APY**

Money Market (Minimum balance $.01 – $5,000.00) 1 0.25 0.25
Money Market (Minimum balance $5,000.01 – $9,999.99) 1 0.27 0.27
Money Market (Minimum balance $10,000.00 – $49,999.99) 1 0.30 0.30
Money Market (Minimum balance $50,000.00 – 99,999.99) 1 0.40 0.40
Money Market (Minimum balance $100,000.00 – $149,999.99) 1 0.45 0.45
Money Market (Minimum balance $150,000.00 +) 1 0.50 0.50
Rates are subject to change.
**APY = Annual Percentage Yield effective: 04/25/2013

Checking and other Share types

Dividend Code

Dividend Rate

APY**

Holiday & Special Club Accounts (Minimum daily balance $25) 1 0.10 0.10
IRA Shares (Minimum daily balance $100) 1 0.25 0.25
Basic Checking (Minimum daily balance $500) 2 0.05 0.05
Business Share Savings (Minimum daily balance $100) 1 0.35 0.35
Business Checking (Minimum daily balance $500) 2 0.05 0.05
Rates are subject to change – Weekly.
**APY = Annual Percentage Yield

 

 

effective: 03/13/2017

Certificates

Dividend Code

Dividend Rate

APY**

Term

6 Month Certificate (Minimum daily balance $500) 2 0.52 0.521 6
12 Month Certificate (Minimum daily balance $500) 2 0.80 0.803 12
24 Month Certificate (Minimum daily balance $500) 2 0.90 0.904 24
36 Month Certificate (Minimum daily balance $500) 2 1.25 1.258 36
48 Month Certificate (Minimum daily balance $500) 2 1.45 1.461 48
60 Month Certificate (Minimum daily balance $500) 2 1.90 1.918 60
**APY = Annual Percentage Yield
Rates listed also apply to IRA Certificates
Dividend Code Explanation1.You must maintain the minimum daily balance listed above in your account each day to obtain the disclosed annual percentage yield. Dividends are calculated by the daily balance method that applies a daily periodic rate to the balance in the account each day. Dividends will be compounded and credited every quarter.2.You must maintain the minimum daily balance listed above in your account each day to obtain the disclosed annual percentage yield. Dividends are calculated by the daily balance method that applies a daily periodic rate to the balance in the account each day. Dividends will be compounded and credited every month. A penalty will or may be imposed for early withdrawal.Note: If you close your account before dividends are paid, you will not receive the accrued dividends.

 

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