Overdraft Protection

We offer FREE loan overdraft protection for your checking account with any line of credit type loan. This service insures that when a check is presented in an amount exceeding the balance in your checking account, we will automatically advance against a pre-approved loan account for the insufficient amount. A minimum advance of $100 for an unsecured line of credit is required. These transactions are FREE of charge and will allow your checks to clear with no further restrictions up to your available line of credit. Loan overdraft protection is unlimited per month, provided you have the credit available.

Apply for this service today by completing an online application or calling one of our offices. We will establish you a line of credit based on your individual credit worthiness up to $10,000. If you have or would like to apply for a Credit Union Home Equity Line of Credit, we can also provide automatic overdraft advances against this type of loan as well. See additional information contained herein regarding our real estate loan services.


Automatic Transfer:

Also known as periodic transfer of funds (PTOF) are set up at your request to help you achieve your savings goals or to make payments on loans. You tell us from which account and when the funds are to be moved we do the rest. In conjunction with Direct Deposit of fund into your account from your employer you never have to worry about writing checks or making transfers.
For help setting this up call 904-360-5100

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Equal Housing LenderEqual Housing Opportunity NCUAFederally Insured by NCUA
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