Personal Banking



Jax Metro Credit Union understands that members have different savings needs. Some prefer short-term maturity with investment flexibility while others prefer to deposit their funds for a longer term to optimize dividends. Our share certificates provide an excellent way to maximize dividends while investing funds for a fixed period of time.

Choose the term and maturity

You can select a share certificate with the rate and term that will meet your individual needs and earn a competitive dividend rate. We offer flexible terms from 6 months to 5 years, with a minimum deposit of $500.

Share certificates are the perfect way to save for an education, special vacation, or as part of your long-term financial planning. JaxMetro’s share certificates allow you to invest the dividends earned during the term of the share certificate – so you actually earn dividends on your dividends. Or, if you prefer, you may choose to have the dividends transferred to your savings account on a monthly basis. Dividends are compounded daily and credited monthly based on your daily balance.


A share certificate may be opened in minutes at any branch. We mail you a maturity notice when your share certificate is about to mature and automatically renew your current share certificate at the dividend rate in effect at renewal. There is no need to worry about new paperwork or signatures, everything is completed for you.

Safety and security

The National Credit Union Administration (NCUA), a U.S. Government Agency, federally insures all Jax Metro Credit Union deposit accounts up to $250,000. Individual Retirement Accounts are insured for an additional $250,000 per member.

To open a share certificate or for information about any of our other products and services, visit a branch or call (904) 360-5100, Monday, through Thursday from 9:00 a.m. – 4:30 p.m., and Fridays 8:00 – 5:00 p.m., Eastern Standard time.

Terms and conditions of Jax Metro’s share certificates are printed in the Share Certificate Disclosure and Agreement Form, available at any branch. Policies, fees, charges and/or rates stated herein are those in effect on the date of publication and are subject to change. Fees and service charges assigned to our accounts are available at Jax Metro’s Schedule of Fees and Services ChargesĀ or at any branch.

Early withdrawal penalties may be imposed for withdrawals made before maturity.

Privacy Policy Notices, Terms, and Conditions | Copyright © 2017 Jax Metro Credit Union. All Rights Reserved.

Equal Housing LenderEqual Housing Opportunity NCUAFederally Insured by NCUA
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