Loans

Auto Loans / Go Green Auto

In the market for a new ride? Or thinking about refinancing your current auto loan as a way to reduce that monthly payment? Jax Metro has a large offering of options to fill any of your auto lending needs! We offer financing for New and Used Vehicles.

Auto Loans / Refinancing

  • New auto rates apply to vehicles one year old and newer
  • Used auto rates apply on vehicles up to nine model years old
  • 84-month financing available for new vehicles
  • 84-month financing available for used vehicles
  • Financing available for up to 121+ % MSRP or NADA retail
  • Peace of mind with extended warranty protection added to financing
  • No Prepayment penalties
  • Special-rate discounts for autos qualifying for “green” fuel consumption status

Eligibility Requirements

  • You are a Jax Metro member
  • You are at least 18 years of age
  • You have a valid driver’s license
  • You qualify based on credit approval
  • You meet collateral requirements

Go Green Auto

Reduce your carbon footprint and save money with our Go Green Auto discount.  Jax Metro offers this discount only on Plug-In Electric Vehicles as determined by the U.S. Environmental Protection Agency. *

  • Reduce your auto loan rate by 0.25% APR**
  • Competitive fixed interest
  • No prepayment penalties
  • GAP (Guaranteed Asset Protection) and Extended Protection plans at significantly reduced rates.
  • Charging Station located at our Headquarters Office:  9580 Hutchinson Park Dr.  Jacksonville, FL 32225
*Jax Metro defines a “Green” vehicle as one that the EPA (Environmental Protection Agency) states as a Plug-In Electric Vehicle.  EV (Electric Vehicle), and PHEV (Plug-In Hybrid Electric Vehicle).
**APR= Annual Percentage Rate. Normal risked based lending guidelines and credit conditions apply.
  • Jax Metro CU offers its members rates based on individual credit worthiness and length of financing. Up to 121+% of the sticker price, including tax, tag, title fees, Gap protection and Extended warranties can be financed. We offer terms from 84 months on vehicles valued at over $35,000 when purchased.
  • Jax Metro CU now offers extended warranty packages on most new vehicles. We can even save you money. Before agreeing to any dealer extended warranty program compare the benefits and features of our plan.
  • We offer pricing information designed by consumer experts to help credit union members save hundreds of dollars. We’ll set you up with the facts, give you tips on negotiating for your vehicle and help put you on the road in a car you’ll be happy to own.
  • How much Vehicle Can You Afford? Visit our online loan calculator to determine your interest on an automotive loan.
*APR = Annual Percentage Rate

Enterprise Promotions

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To learn more, click on the Enterprise image above to visit our co-branded Enterprise and Jax Metro page.

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Equal Housing LenderEqual Housing Opportunity NCUAFederally Insured by NCUA
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